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With credit being extremely important focus of normal life and many reports of large scale identity theft surfacing each year, individuals are very worried about being able to get a free identity theft report. Every year, a lot of people have to check a free identity theft report to make sure that their identity hasn?t been compromised because of a security breach at a company which holds personal information on their customers.
Since identity theft is among the fastest growing crimes in the country and nearly 10 million people are affected by the criminal act annually, it is very important that anyone who has access to a free identity theft report because of a security breach review the report on a regular basis while it is available so that the person will be aware of what information is being reported to the credit bureaus and can report possible identity theft before major damage to their credit history can happen.
Where to Get a Free Identity Theft Report
If the person has had their personal information is compromised by a security breach at a company, the company will generally pay for the individual to have access to a free identity theft report for several years after the security breach has happened. There are dozens of websites that claim to give free identity theft reports but will steer people towards subscription based services sold by credit bureaus instead. Typing ?free identity theft report? into a search engine can result in a list of links to websites that sell services from the Experian or Trans Union credit bureaus.
Persons who get their free identity theft report through one of these websites will find themselves enrolled in one of the credit monitoring services sold by the credit bureaus. With these services, an agency will notify the person whenever something new occurs and is reported to the credit bureaus. When the person?s identity is stolen because of a security breach at a company, the company will pay for the individual?s enrollment in one of these credit monitoring services so that the individual can access their free identity theft report to make certain that their info is not being used by the criminals.
Persons have to be wary of any website giving a free identity theft report because sometimes these websites are created by criminals that are looking for personal information about the person. The individual believes that they?ll be able to access a free identity theft report by typing their private information into a form on the website, but what they are really doing is giving the identity thieves all of the data that they need to open accounts in the person?s name. It is very important that you ensure that you are using one of the authorized websites to obtain your free identity theft report so your personal information will remain secure.
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Source: http://www.simplearticles.net/legal/having-free-identity-theft-report/
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